I am a short rider and just recently purchased what I thought would be the ideal bike for me. The bike arrived and I took it to the LBS for assembly, got it home only to find out 3 hours later that it just won't work for me no matter where the seat is placed. So my question is, which Quest would be best for me the 20" or the 26".(or other Cruz bike) I am 5' 4" on a good day. I don't want to have just the choice of riding my trikes, I think I would enjoy a "two wheeler" and want to give it a go. Due to many bicycle accidents I cannot ride a conventional upright bike anymore. Thanks in advance for any input.